Plan Ledger DOL Form 5500 · updated monthly

Csm Companies, Inc401(k)

CSM COMPANIES, INC. 401(K) PLAN · MADISON, WI · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Csm Companies, Inc reported $148,847 in plan administrative expenses for 2024: 0.25% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,587 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.28% to 0.25%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 355th-largest of 1,936 plans among Wisconsin employers on file, and the 555th of 5,215 in retail trade. In 2024, employees put in $3.22 for every $1.00 the employer contributed; active participation has grown from 881 to 1,046 since 2022.

Plan summary
Net assets, end of year$61,384,213
Participants with balances1,157
Active participants1,046
Employer contributions$1,660,400
Employee contributions$5,339,916
Employer contribution per active participant$1,587
Average account balance$53,055
Benefits paid to participants$8,926,644
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$61.4M · 1,157 accts · $1.7M emplr
2023$55.8M · 1,059 accts · $1.7M emplr
2022$45.8M · 982 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$84,340
Investment management$64,507
Total administrative$148,847
The Csm Companies, Inc 401(k) match · 2024
Employer contribution per active participant$1,587
Median for plans this size$3,635
2024$1,587 per active participant
2023$1,799 per active participant
2022$1,552 per active participant

Csm Companies, Inc's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$84,340
GALLAGHER FIDUCIARY ADVISORS LLC · Investment advisory (plan)$48,000
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$16,507

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$148,847 · 0.25%
2023$141,008 · 0.28%
2022$137,955 · 0.28%
Same employer
Similar plansRetail Trade · Wisconsin
Skogen's Foodliner, Inc. WI$117.5M · 0.34%
Bauer Built, Inc. WI$83.1M · 0.28%
Wall Family Enterprise Inc. WI$77.1M · 0.24%
Complete Office, LLC WI$73.9M · 0.02%
Steinhafels Inc. WI$51.6M · 0.32%
The Boucher Group, Inc. WI$50.3M · 0.05%
Shoptikal WI$46.0M · 0.07%
Duluth Holdings Inc. WI$44.3M · 0.43%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391302058 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.