Plan Ledger DOL Form 5500 · updated monthly

Complete Office, LLC401(k)

COMPLETE OFFICE 401(K) PLAN AND TRUST · GERMANTOWN, WI · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Complete Office, LLC reported $15,657 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,096 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.023%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 299th-largest of 1,936 plans among Wisconsin employers on file, and the 481st of 5,215 in retail trade. In 2024, employees put in $3.77 for every $1.00 the employer contributed; active participation has grown from 380 to 1,245 since 2022.

Plan summary
Net assets, end of year$73,859,773
Participants with balances1,029
Active participants1,245
Employer contributions$1,364,106
Employee contributions$5,149,006
Employer contribution per active participant$1,096
Average account balance$71,778
Benefits paid to participants$6,688,471
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$73.9M · 1,029 accts · $1.4M emplr
2023$64.5M · 1,001 accts · $763K emplr
2022$22.4M · 426 accts · $449K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,623
Investment management$7,102
Total administrative$15,657
The Complete Office, LLC 401(k) match · 2024
Employer contribution per active participant$1,096
Median for plans this size$3,635
2024$1,096 per active participant
2023$619 per active participant
2022$1,182 per active participant

Complete Office, LLC's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$7,102
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$6,623

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$15,657 · 0.02%
2023$5,528 · 0.01%
2022$5,492 · 0.02%
Similar plansRetail Trade · Wisconsin
Bergstrom Corporation, Inc. WI$119.1M · 0.27%
Skogen's Foodliner, Inc. WI$117.5M · 0.34%
Bauer Built, Inc. WI$83.1M · 0.28%
Wall Family Enterprise Inc. WI$77.1M · 0.24%
Csm Companies, Inc WI$61.4M · 0.25%
Steinhafels Inc. WI$51.6M · 0.32%
The Boucher Group, Inc. WI$50.3M · 0.05%
Shoptikal WI$46.0M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 912197470 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.