Plan Ledger DOL Form 5500 · updated monthly

Crusader Insurance Company401(k)

UNICO AMERICAN CORPORATION PROFIT SHARING PLAN · CALABASAS, CA · plan year 2022

Reported admin expense ratio · 2022
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Crusader Insurance Company reported $681 in plan administrative expenses for 2022: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6,794 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in California (6,562nd of 9,483), and 4,345th of 4,798 in finance & insurance. In 2022, employees put in $1.68 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,317,523
Participants with balances68
Active participants20
Employer contributions$135,878
Employee contributions$228,723
Employer contribution per active participant$6,794
Average account balance$92,905
Benefits paid to participants$1,436,437
Plan auditUnmodified (clean) audit opinion
The Crusader Insurance Company 401(k) match · 2022
Employer contribution per active participant$6,794
Median for plans this size$1,114

Crusader Insurance Company's 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$681 · 0.01%
Similar plansFinance & Insurance · California
Stride Health, Inc. CA$6.4M · 0.11%
Mnet Financial, LLC CA$6.2M · 1.37%
Nexera Holding LLC CA$6.1M · 0.69%
High Tech Lending, Inc. CA$6.1M · 0.74%
Sharp Health Plan CA$5.8M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953112004 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.