Plan Ledger DOL Form 5500 · updated monthly

Crh Americas, Inc.401(k)

CRH AMERICAS 401(K) PLAN · ATLANTA, GA · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Crh Americas, Inc. reported $1,114,643 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,973 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other mining, oil & gas extraction employers. By assets it is the 9th-largest of 2,160 plans among Georgia employers on file, and the 2nd of 612 in mining, oil & gas extraction. In 2025, employees put in $1.72 for every $1.00 the employer contributed; active participation has grown from 32,239 to 39,981 since 2022.

Plan summary
Net assets, end of year$4,788,946,281
Participants with balances51,219
Active participants39,981
Employer contributions$118,849,233
Employee contributions$203,827,434
Employer contribution per active participant$2,973
Average account balance$93,499
Benefits paid to participants$483,541,255
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$4.8B · 51,219 accts · $118.8M emplr
2024$4.2B · 49,407 accts · $184.0M emplr
2023$3.7B · 44,216 accts · $161.8M emplr
2022$3.1B · 42,376 accts · $152.7M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$643,442
Total administrative$1,114,643
The Crh Americas, Inc. 401(k) match · 2025
Employer contribution per active participant$2,973
Median for plans this size$5,084
2025$2,973 per active participant
2024$4,811 per active participant
2023$4,530 per active participant
2022$4,738 per active participant

Crh Americas, Inc.'s 2025 employer contribution ran below the $5,084 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20258
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,080,244
BARTLETT O'NEILL CONSULTING · Other services$184,600
NEPC · Consulting$153,641
DELOITTE & TOUCHE LLP · Accounting / audit$82,000
KILPATRICK TOWNSEND & STOCKTON LLP · Legal$23,055
EIDEBAILLY · Accounting / audit$14,418
CONSTANGY BROOKS, SMITH & PROPHETE · Legal$11,994
DONNELLEY FINANCIAL SOLUTIONS UK · Other services$1,494

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,114,643 · 0.02%
2024$484,728 · 0.01%
2023$324,264 · 0.01%
2022$503,297 · 0.01%
Same employer
Similar plansMining, Oil & Gas Extraction · Georgia
Conocophillips Company TX$7.8B · 0.02%
Halliburton Company TX$4.5B · 0.04%
Baker Hughes Holdings LLC TX$4.0B · 0.04%
Imerys USA Inc. GA$309.8M · 0.11%
Rpc, Inc. GA$273.4M · 0.17%
Thiele Kaolin Company GA$174.1M · 0.02%

Why are you looking at this plan?

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Source: U.S. Department of Labor, Form 5500 series, EIN 953298140 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.