Plan Ledger DOL Form 5500 · updated monthly

Crete Carrier Corporation401(k)

CRETE CARRIER CORPORATION 401(K) PROFIT SHARING PLAN · LINCOLN, NE · plan year 2025

Reported admin expense ratio · 2025
0.32%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Crete Carrier Corporation reported $1,196,798 in plan administrative expenses for 2025: 0.32% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,955 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.26% to 0.32%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 22nd-largest of 565 plans among Nebraska employers on file, and the 92nd of 2,677 in transportation & warehousing. In 2025, employees put in $1.97 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$392,441,818
Participants with balances10,433
Active participants5,903
Employer contributions$11,541,041
Employee contributions$22,723,340
Employer contribution per active participant$1,955
Average account balance$37,615
Benefits paid to participants$47,247,849
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$392.4M · 10,433 accts · $11.5M emplr
2024$352.4M · 10,470 accts · $12.0M emplr
2023$322.1M · 10,752 accts · $14.0M emplr
2022$284.1M · 10,008 accts · $19.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,196,798
Total administrative$1,196,798
The Crete Carrier Corporation 401(k) match · 2025
Employer contribution per active participant$1,955
Median for plans this size$4,295
2025$1,955 per active participant
2024$2,053 per active participant
2023$2,295 per active participant
2022$3,208 per active participant

Crete Carrier Corporation's 2025 employer contribution ran below the $4,295 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
UNION BANK & TRUST COMPANY · Claims processing · Recordkeeping$1,196,798
MATRIX CLEARANCE AND SETTLEMENT · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025UNION BANK & TRUST COMPANY
2024UNION BANK & TRUST COMPANY
2023UNION BANK & TRUST COMPANY

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Administrative cost history4
2025$1,196,798 · 0.32%
2024$1,232,912 · 0.37%
2023$1,077,186 · 0.36%
2022$778,989 · 0.26%
Same employer
Similar plansTransportation & Warehousing · Nebraska
Union Pacific Corporation NE$2.3B · 0.04%
Werner Enterprises, Inc. NE$309.6M · 0.17%
Omaha Truck Center, Inc. NE$61.4M · 0.55%
Jet Linx Aviation, LLC NE$38.1M · 0.36%
Transwood, Inc. NE$35.2M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470496288 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.