Plan Ledger DOL Form 5500 · updated monthly

Creative Testing Solutions401(k)

CREATIVE TESTING SOLUTIONS 401(K) RETIREMENT SAVINGS PLAN · TEMPE, AZ · plan year 2024

Reported admin expense ratio · 2024
0.16%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Creative Testing Solutions reported $117,503 in plan administrative expenses for 2024: 0.16% of average plan assets, above the peer median. Employer contributions averaged $3,619 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.21% to 0.16%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 138th-largest of 1,285 plans among Arizona employers on file, and the 1,261st of 11,911 in health care & social assistance. In 2024, employees put in $1.61 for every $1.00 the employer contributed; active participation has grown from 739 to 988 since 2022.

Plan summary
Net assets, end of year$83,147,210
Participants with balances1,370
Active participants988
Employer contributions$3,575,254
Employee contributions$5,758,883
Employer contribution per active participant$3,619
Average account balance$60,691
Benefits paid to participants$3,775,981
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$83.1M · 1,370 accts · $3.6M emplr
2023$67.4M · 1,372 accts · $3.2M emplr
2022$51.9M · 984 accts · $2.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$117,503
Total administrative$117,503
The Creative Testing Solutions 401(k) match · 2024
Employer contribution per active participant$3,619
Median for plans this size$3,635
2024$3,619 per active participant
2023$3,040 per active participant
2022$3,200 per active participant

Creative Testing Solutions's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$117,503

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$117,503 · 0.16%
2023$102,872 · 0.17%
2022$116,898 · 0.21%
Same employer
Similar plansHealth Care & Social Assistance · Arizona
Hospice of the Valley AZ$130.0M · 0.17%
Kingman Healthcare, Inc. AZ$113.7M · 0.19%
Ironwood Physicians AZ$62.9M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 271120123 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.