Plan Ledger DOL Form 5500 · updated monthly

Creative Financial Staffing Inc.ESOP

FIRST AMENDED AND RESTATED CREATIVE FINANCIAL STAFFING, INC. EMPLOYEE STOCK OWNERSHIP PLAN · BOSTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Creative Financial Staffing Inc. reported $300 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $12,033 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.000% to 0.000%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other administrative & support services employers. By assets it is the 210th-largest of 2,726 plans among Massachusetts employers on file, and the 79th of 2,534 in administrative & support services. active participation has grown from 500 to 560 since 2022.

Plan summary
Net assets, end of year$252,577,057
Participants with balances698
Active participants560
Employer contributions$6,738,469
Employee contributions—
Employer contribution per active participant$12,033
Average account balance$361,858
Benefits paid to participants$12,802,661
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$252.6M · 698 accts · $6.7M emplr
2023$243.7M · 651 accts · $2.7M emplr
2022$209.6M · 568 accts · $2.3M emplr
Administrative expenses, itemized · 2024
Investment management$300
Total administrative$300
Employer contributions to the Creative Financial Staffing Inc. plan · 2024
Employer contribution per active participant$12,033
Median for plans this size$3,635
2024$12,033 per active participant
2023$4,855 per active participant
2022$4,609 per active participant

Creative Financial Staffing Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Recordkeeper by year2
2024ADP, PARK AVENUE SECURITIES, LLC
2023ADP, PARK AVENUE SECURITIES, LLC

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Administrative cost history3
2024$300 · 0.00%
2023$275 · 0.00%
2022$275 · 0.00%
All plans at this employer2
CREATIVE FINANCIAL STAFFING 401(K) PLAN401(k)
FIRST AMENDED AND RESTATED CREATIVE FINANCIAL STAFFING, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 471008886 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.