Plan Ledger DOL Form 5500 · updated monthly

Creative Communications, LLC401(k)

CREATIVE COMMUNICATIONS EMPLOYEE 401(K) PLAN · WHEELING, WV · plan year 2024

Reported admin expense ratio · 2024
0.61%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Creative Communications, LLC reported $25,084 in plan administrative expenses for 2024: 0.61% of average plan assets, above the peer median. Employer contributions averaged $1,197 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.88% to 0.61%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in West Virginia (202nd of 265), and 3,958th of 5,215 in retail trade. In 2024, employees put in $1.91 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,322,059
Participants with balances102
Active participants66
Employer contributions$79,018
Employee contributions$151,219
Employer contribution per active participant$1,197
Average account balance$42,373
Benefits paid to participants$143,950
Plan auditUnmodified (clean) audit opinion
AuditorS.R. SNODGRASS, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$4.3M · 102 accts · $79K emplr
2023$3.9M · 107 accts · $128K emplr
2022$3.3M · 106 accts · $135K emplr
Administrative expenses, itemized · 2024
Investment management$25,084
Total administrative$25,084
The Creative Communications, LLC 401(k) match · 2024
Employer contribution per active participant$1,197
Median for plans this size$1,313
2024$1,197 per active participant
2023$1,807 per active participant
2022$1,870 per active participant

Creative Communications, LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LINCOLN NATIONAL CORPORATION · Contract administratorindirect comp
W&W ACTUARIAL SERVICES INC.$2,050

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$25,084 · 0.61%
2023$21,184 · 0.59%
2022$31,311 · 0.88%
Similar plansRetail Trade · West Virginia
Discount Emporium, Inc. WV$6.6M · 0.22%
Kings Tire Service, Inc. WV$5.1M · 0.06%
Mid-State Automotive, Inc WV$3.7M · 0.83%
Cole Automotive Group LLC WV$2.6M · 0.22%
R.M. Roach & Sons, Inc. WV$2.4M · 0.90%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 550750072 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.