Plan Ledger DOL Form 5500 · updated monthly

Creative Associates International, Inc.401(k)

CREATIVE ASSOCIATES INTERNATIONAL, INC. INCENTIVE SAVINGS PROGRAM · CHEVY CHASE, MD · plan year 2023

Reported admin expense ratio · 2023
0.26%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Creative Associates International, Inc. reported $86,524 in plan administrative expenses for 2023: 0.26% of average plan assets, below the peer median. Employer contributions averaged $7,453 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.35% to 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other professional & technical services employers. By assets it is the 425th-largest of 1,671 plans among Maryland employers on file, and the 3,669th of 11,654 in professional & technical services. In 2023, employees put in $1.76 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$35,111,600
Participants with balances364
Active participants158
Employer contributions$1,177,588
Employee contributions$2,071,691
Employer contribution per active participant$7,453
Average account balance$96,460
Benefits paid to participants$5,045,426
Plan auditUnmodified (clean) audit opinion
AuditorRUBINO & COMPANY CHTD
Plan history3
Yearassets · accounts · employer contribution
2024$34.8M · 357 accts · $731K emplr
2023$35.1M · 364 accts · $1.2M emplr
2022$31.4M · 310 accts · $1.4M emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$37,982
Investment management$48,542
Total administrative$86,524
The Creative Associates International, Inc. 401(k) match · 2023
Employer contribution per active participant$7,453
Median for plans this size$2,440
2024$4,303 per active participant
2023$7,453 per active participant
2022$9,567 per active participant

Creative Associates International, Inc.'s 2023 employer contribution ran above the $2,440 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20234
GLOBAL RETIREMENT PARTNERS · Investment advisory (plan)$48,542
THE VANGUARD GROUP · Investment management$33,997
JM PENSION ADVISORY, INC. · Contract administrator$14,881
RUBINO & COMPANY · Accounting / audit$2,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$110,728 · 0.32%
2023$86,524 · 0.26%
2022$118,128 · 0.35%
Same employer
Similar plansProfessional & Technical Services · Maryland
Axle Informatics, LLC MD$36.3M · 0.10%
Mori Associates, Inc. MD$35.5M · 0.24%
Intelligenesis LLC MD$35.4M · 0.41%
Erp International, LLC MD$33.4M · 0.18%
Tourgee & Associates, Inc. MD$33.1M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521154258 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.