Plan Ledger DOL Form 5500 · updated monthly

Cps, Inc.401(k)

CONSOLIDATED PERSONNEL SERVICES 401(K) PROFIT SHARING PLAN · PHOENIX, AZ · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Cps, Inc. reported $140,247 in plan administrative expenses for 2024: 0.63% of average plan assets, higher than ~75% of peers. Employer contributions averaged $645 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.63%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 331st-largest of 1,285 plans among Arizona employers on file, and the 4,950th of 11,654 in professional & technical services. In 2024, employees put in $2.41 for every $1.00 the employer contributed; active participation has shrunk from 1,905 to 1,412 since 2022.

Plan summary
Net assets, end of year$23,654,819
Participants with balances683
Active participants1,412
Employer contributions$910,350
Employee contributions$2,191,968
Employer contribution per active participant$645
Average account balance$34,634
Benefits paid to participants$2,599,999
Plan auditUnmodified (clean) audit opinion
AuditorMANSPERGER, PATTERSON & MCMULLIN, P
Plan history3
Yearassets · accounts · employer contribution
2024$23.7M · 683 accts · $910K emplr
2023$20.9M · 635 accts · $952K emplr
2022$17.1M · 488 accts · $820K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$140,247
Total administrative$140,247
The Cps, Inc. 401(k) match · 2024
Employer contribution per active participant$645
Median for plans this size$2,416
2024$645 per active participant
2023$422 per active participant
2022$430 per active participant

Cps, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA FINANCIAL LIFE INS · Recordkeeping · Loan processing$102,696
MGKS · Recordkeeping · Loan processing$46,401
MANSPERGER PATTERSON & MCMULLIN PLL · Accounting / audit$10,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024MGKS, Transamerica
2023MGKS, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$140,247 · 0.63%
2023$125,084 · 0.66%
2022$119,630 · 0.65%
Similar plansProfessional & Technical Services · Arizona
Westland Resources, Inc. AZ$26.7M · 0.00%
Critical Path Institute AZ$26.1M · 0.01%
Unicon, Inc. AZ$25.9M · 0.24%
Rider Levett Bucknall LTD AZ$23.5M · 0.01%
Simpleview AZ$22.5M · 0.31%
State Bar of Arizona AZ$22.5M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860745045 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.