Plan Ledger DOL Form 5500 · updated monthly

Coughlin Porter Lundeen401(k)

COUGHLIN PORTER LUNDEEN 401(K) RETIREMENT PLAN & TRUST · SEATTLE, WA · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Coughlin Porter Lundeen reported $41,068 in plan administrative expenses for 2024: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,890 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.14% to 0.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 384th-largest of 1,714 plans among Washington employers on file, and the 2,970th of 11,654 in professional & technical services. In 2024, employees put in $3.09 for every $1.00 the employer contributed; active participation has shrunk from 104 to 77 since 2022.

Plan summary
Net assets, end of year$45,541,759
Participants with balances164
Active participants77
Employer contributions$376,511
Employee contributions$1,164,782
Employer contribution per active participant$4,890
Average account balance$277,694
Benefits paid to participants$660,916
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$45.5M · 164 accts · $377K emplr
2023$39.2M · 170 accts · $649K emplr
2022$31.7M · 172 accts · $643K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,568
Investment management$38,500
Total administrative$41,068
The Coughlin Porter Lundeen 401(k) match · 2024
Employer contribution per active participant$4,890
Median for plans this size$2,416
2024$4,890 per active participant
2023$6,833 per active participant
2022$6,184 per active participant

Coughlin Porter Lundeen's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
USI CONSULTING GROUP · Recordkeeping · Loan processing$2,568
USI ADVISORS, INC. · Investment advisory (participants) · Investment advisory (plan)$38,500
CHARLES SCHWAB & CO., INC. · Custodial · Custodial (securities)indirect comp
CHARLES SCHWAB BANK/TRUST COMPANY · Custodial · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024USI Consulting
2023USI Consulting

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Administrative cost history3
2024$41,068 · 0.10%
2023$44,639 · 0.13%
2022$49,153 · 0.14%
Same employer
Similar plansProfessional & Technical Services · Washington
Pioneer Human Services WA$47.1M · 0.38%
Icertis Inc. WA$46.6M · 0.28%
Ispot.Tv, Inc. WA$45.2M · 0.29%
Sana Biotechnology, Inc. WA$43.3M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911649906 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.