Plan Ledger DOL Form 5500 · updated monthly

Cotting School, Inc.401(k)

COTTING SCHOOL 401(K) RETIREMENT PLAN · LEXINGTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Cotting School, Inc. reported $611 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,699 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.001% to 0.003%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 1,327th-largest of 2,726 plans among Massachusetts employers on file, and 1,610th of 3,091 in educational services. In 2024, employees put in $1.03 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$19,609,231
Participants with balances210
Active participants128
Employer contributions$601,535
Employee contributions$618,524
Employer contribution per active participant$4,699
Average account balance$93,377
Benefits paid to participants$1,208,735
Plan auditUnmodified (clean) audit opinion
AuditorLEONARD MULHERIN AND GREENE, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$19.6M · 210 accts · $602K emplr
2023$17.4M · 192 accts · $602K emplr
2022$17.6M · 197 accts · $646K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$611
Total administrative$611
The Cotting School, Inc. 401(k) match · 2024
Employer contribution per active participant$4,699
Median for plans this size$2,416
2024$4,699 per active participant
2023$4,818 per active participant
2022$5,249 per active participant

Cotting School, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$611

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$611 · 0.00%
2023$900 · 0.01%
2022$125 · 0.00%
Same employer
Similar plansEducational Services · Massachusetts
The Pingree School, Inc. MA$22.0M · 0.38%
Miss Halls School, Inc. MA$20.1M · 0.19%
Bynder, LLC MA$18.0M · 0.34%
Amego, Inc. MA$17.5M · 0.92%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042104328 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.