Plan Ledger DOL Form 5500 · updated monthly

Cosco Fire Protection, Inc.401(k)

COSCO FIRE PROTECTION, INC. 401(K) SAVINGS PLAN · SAN JUAN CAPISTRANO, CA · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cosco Fire Protection, Inc. reported $65,430 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $2,551 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.15% to 0.13%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 1,649th-largest of 9,483 plans among California employers on file, and the 980th of 5,337 in construction. In 2024, employees put in $2.25 for every $1.00 the employer contributed; active participation has grown from 433 to 500 since 2022.

Plan summary
Net assets, end of year$54,675,919
Participants with balances390
Active participants500
Employer contributions$1,275,671
Employee contributions$2,870,750
Employer contribution per active participant$2,551
Average account balance$140,195
Benefits paid to participants$2,375,275
Plan auditUnmodified (clean) audit opinion
AuditorWITHUM SMITH+BROWN
Plan history3
Yearassets · accounts · employer contribution
2024$54.7M · 390 accts · $1.3M emplr
2023$46.8M · 372 accts · $1.1M emplr
2022$38.8M · 371 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$42,196
Total administrative$65,430
The Cosco Fire Protection, Inc. 401(k) match · 2024
Employer contribution per active participant$2,551
Median for plans this size$3,635
2024$2,551 per active participant
2023$2,450 per active participant
2022$2,409 per active participant

Cosco Fire Protection, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
T ROWE PRICE RPS INC · Recordkeeping · Trustee$47,946
GLOBAL RETIREMENT PARTNERS, LLC · Consulting$17,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$65,430 · 0.13%
2023$69,713 · 0.16%
2022$62,456 · 0.15%
Similar plansConstruction · California
Clark Pacific CA$57.8M · 0.38%
Severson Group, Inc. CA$57.7M · 0.00%
Glacier Northwest, Inc. CA$56.2M · 0.10%
Ks Industries, LP CA$54.9M · 0.51%
C. Overaa & Co. CA$54.1M · 0.10%
Obayashi Corporation CA$52.2M · 0.23%
Morley Builders, Inc. CA$52.0M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 954208955 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.