Plan Ledger DOL Form 5500 · updated monthly

Copperpoint Insurance Company401(k)

COPPERPOINT INSURANCE CO. 401(K) PLAN · PHOENIX, AZ · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Copperpoint Insurance Company reported $100,387 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,697 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.07% to 0.06%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 82nd-largest of 1,285 plans among Arizona employers on file, and the 637th of 4,798 in finance & insurance. In 2024, employees put in $2.08 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$178,011,277
Participants with balances1,031
Active participants804
Employer contributions$4,580,471
Employee contributions$9,539,903
Employer contribution per active participant$5,697
Average account balance$172,659
Benefits paid to participants$14,236,964
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$178.0M · 1,031 accts · $4.6M emplr
2023$156.6M · 1,026 accts · $4.4M emplr
2022$133.4M · 1,003 accts · $4.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$60,927
Investment management$25,685
Total administrative$100,387
The Copperpoint Insurance Company 401(k) match · 2024
Employer contribution per active participant$5,697
Median for plans this size$3,635
2024$5,697 per active participant
2023$5,440 per active participant
2022$5,193 per active participant

Copperpoint Insurance Company's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$60,927
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$25,685
HOLTHOUSE CARLIN & VAN TRIGT LLP · Accounting / audit$13,775

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$100,387 · 0.06%
2023$113,229 · 0.08%
2022$99,892 · 0.07%
Same employer
Similar plansFinance & Insurance · Arizona
Sequoia One Peo, LLC AZ$1.4B · 0.17%
Osaic, Inc AZ$353.4M · 0.10%
Rogers Benefit Group, Inc. AZ$122.3M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 453829954 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.