Plan Ledger DOL Form 5500 · updated monthly

Coordinated Transportation Solutions, Inc.403(b)

CTS, INC. 403(B) PLAN · TRUMBULL, CT · plan year 2023

Reported admin expense ratio · 2023
0.23%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Coordinated Transportation Solutions, Inc. reported $5,172 in plan administrative expenses for 2023: 0.23% of average plan assets, below the peer median. Employer contributions averaged $511 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.21% to 0.15%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Connecticut (1,010th of 1,106), and 1,997th of 2,677 in transportation & warehousing. In 2023, employees put in $2.43 for every $1.00 the employer contributed; active participation has grown from 258 to 314 since 2022.

Plan summary
Net assets, end of year$2,641,962
Participants with balances187
Active participants314
Employer contributions$160,359
Employee contributions$390,160
Employer contribution per active participant$511
Average account balance$14,128
Benefits paid to participants$146,731
Plan auditUnmodified (clean) audit opinion
AuditorCIRONEFRIEDBERG, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$2.5M · 219 accts · $191K emplr
2023$2.6M · 187 accts · $160K emplr
2022$1.9M · 170 accts · $131K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$3,177
Total administrative$5,172
Employer contributions to the Coordinated Transportation Solutions, Inc. plan · 2023
Employer contribution per active participant$511
Median for plans this size$1,308
2024$602 per active participant
2023$511 per active participant
2022$509 per active participant

Coordinated Transportation Solutions, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
AMERICAN FUNDS · Recordkeeping · Participant communication$3,177

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AMERICAN FUNDS
2023AMERICAN FUNDS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,859 · 0.15%
2023$5,172 · 0.23%
2022$4,046 · 0.21%
Same employer
Similar plansTransportation & Warehousing · Connecticut
Pace Motor Lines, Inc. CT$3.2M · 1.19%
M & J Bus, Inc. CT$2.8M · 0.15%
B&B Transportation Inc. CT$1.3M · 0.23%
Marin Transystems Inc CT$499K · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 061496806 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.