Plan Ledger DOL Form 5500 · updated monthly

Cooper Electrical Construction Company401(k)

COOPER ELECTRICAL CONSTRUCTION COMPANY 401K SAVINGS PLAN · GREENSBORO, NC · plan year 2025

Reported admin expense ratio · 2025
0.54%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Cooper Electrical Construction Company reported $42,083 in plan administrative expenses for 2025: 0.54% of average plan assets, below the peer median. Employer contributions averaged $1,961 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.89% to 0.54%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in North Carolina (1,225th of 2,005), and 3,368th of 5,337 in construction. In 2025, employees put in $1.53 for every $1.00 the employer contributed; active participation has shrunk from 227 to 177 since 2022.

Plan summary
Net assets, end of year$8,141,399
Participants with balances240
Active participants177
Employer contributions$347,182
Employee contributions$529,679
Employer contribution per active participant$1,961
Average account balance$33,922
Benefits paid to participants$1,013,266
Plan auditUnmodified (clean) audit opinion
AuditorDMJPS LLC
Plan history4
Yearassets · accounts · employer contribution
2025$8.1M · 240 accts · $347K emplr
2024$7.3M · 192 accts · $374K emplr
2023$7.2M · 322 accts · $465K emplr
2022$6.6M · 464 accts · $611K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,932
Investment management$38,151
Total administrative$42,083
The Cooper Electrical Construction Company 401(k) match · 2025
Employer contribution per active participant$1,961
Median for plans this size$1,464
2025$1,961 per active participant
2024$3,114 per active participant
2023$2,214 per active participant
2022$2,690 per active participant

Cooper Electrical Construction Company's 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
SPARTAN PLANNING AND WEALTH MGMT · Investment advisory (participants) · Investment advisory (plan)$38,151

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024MVP PLAN ADMINISTRATORS, INC.
2023MVP PLAN ADMINISTRATORS, INC.

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Administrative cost history4
2025$42,083 · 0.54%
2024$53,976 · 0.74%
2023$58,594 · 0.85%
2022$75,500 · 0.89%
Same employer
Similar plansConstruction · North Carolina
Smith-Rowe LLC NC$9.4M · 0.56%
Guy M. Turner, Inc. NC$8.7M · 0.04%
Infrastripe, LLC NC$8.5M · 0.06%
National Power, LLC NC$8.0M · 0.54%
Blue Dot Readi-Mix, LLC NC$8.0M · 0.07%
Omega Construction, Inc. NC$7.9M · 0.74%

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Source: U.S. Department of Labor, Form 5500 series, EIN 560592188 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.