Constructors Incorporated401(k)
CONSTRUCTORS, INCORPORATED 401(K) PLAN · CARLSBAD, NM · plan year 2024
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
Constructors Incorporated reported $73,078 in plan administrative expenses for 2024: 0.74% of average plan assets, above the peer median. Employer contributions averaged $1,387 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 2 years on file its reported administrative ratio fell from 1.05% to 0.74%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is the 133rd-largest of 290 plans among New Mexico employers on file, and 3,009th of 5,337 in construction. In 2024, employees put in $1.53 for every $1.00 the employer contributed.
Constructors Incorporated's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
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Source: U.S. Department of Labor, Form 5500 series, EIN 850135619 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.