Plan Ledger DOL Form 5500 · updated monthly

Communityamerica Credit Union401(k)

DIRECTED ACCOUNT PLAN · LENEXA, KS · plan year 2023

Reported admin expense ratio · 2023
0.12%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Communityamerica Credit Union reported $711,032 in plan administrative expenses for 2023: 0.12% of average plan assets, above the peer median. Employer contributions averaged $4,538 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.10%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,601 comparable plans and shown alongside other finance & insurance employers. By assets it is the 13th-largest of 828 plans among Kansas employers on file, and the 275th of 4,798 in finance & insurance. In 2023, employees put in $1.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$591,873,309
Participants with balances2,784
Active participants1,116
Employer contributions$5,064,190
Employee contributions$6,576,156
Employer contribution per active participant$4,538
Average account balance$212,598
Benefits paid to participants$59,402,728
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$577.0M · 2,401 accts · $6.9M emplr
2023$591.9M · 2,784 accts · $5.1M emplr
2022$561.8M · 2,761 accts · $6.1M emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$181,294
Investment management$156,386
Audit (IQPA)$43,425
Total administrative$711,032
The Communityamerica Credit Union 401(k) match · 2023
Employer contribution per active participant$4,538
Median for plans this size$4,362
2024$6,497 per active participant
2023$4,538 per active participant
2022$5,929 per active participant

Communityamerica Credit Union's 2023 employer contribution ran above the $4,362 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202312
EMPOWER ANNUITY INSURANCE COMPANY · Recordkeeping$181,294
EXECUTIVE DIRECTOR$182,244
FIDUCIENT ADVISORS LLC · Consulting$95,000
IMA FINANCIAL GROUP · Insurance services$51,485
PARAGON OFFICE PROPERTY GROUP LLC · Other services$39,924
UHY LLP · Accounting / audit$33,250
EMPOWER ADVISORY GROUP, LLC · Investment management$24,958
VINCENT LOMBARDI · Investment advisory (plan)$21,497
HS2 BENEFITS · Consulting$18,000
BRIAN WELLS · Investment advisory (plan)$14,931
UHY ADVISORS, MO INC. · Accounting / audit$10,175
THOMPSON COBURN LLP · Legal$9,761

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$597,223 · 0.10%
2023$711,032 · 0.12%
2022$680,067 · 0.11%
Same employer
Similar plansFinance & Insurance · Kansas
Cno Services, LLC IN$597.0M · 0.12%
Crawford & Company GA$592.5M · 0.11%
Emergent Holdings, Inc. MI$591.6M · 0.04%
U.S. Fire Insurance Co. NJ$590.7M · 0.06%
Cook Inlet Region, Inc. AK$589.4M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 446015072 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.