Plan Ledger DOL Form 5500 · updated monthly

Community Wholesale Tire Distributing, Inc.401(k)

COMMUNITY WHOLESALE TIRE 401K PLAN · HAZELWOOD, MO · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Community Wholesale Tire Distributing, Inc. reported $70,690 in plan administrative expenses for 2024: 0.44% of average plan assets, above the peer median. Employer contributions averaged $1,720 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.43% to 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 664th-largest of 1,393 plans among Missouri employers on file, and 2,178th of 4,246 in wholesale trade. In 2024, employees put in $2.08 for every $1.00 the employer contributed; active participation has grown from 196 to 231 since 2022.

Plan summary
Net assets, end of year$16,861,713
Participants with balances141
Active participants231
Employer contributions$397,268
Employee contributions$824,841
Employer contribution per active participant$1,720
Average account balance$119,587
Benefits paid to participants$1,501,658
Plan auditUnmodified (clean) audit opinion
AuditorKERBER, ECK, & BRAECKEL LLP
Plan history4
Yearassets · accounts · employer contribution
2025$16.4M · 142 accts · $389K emplr
2024$16.9M · 141 accts · $397K emplr
2023$15.2M · 143 accts · $376K emplr
2022$12.5M · 134 accts · $374K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,723
Investment management$47,067
Audit (IQPA)$18,900
Total administrative$70,690
The Community Wholesale Tire Distributing, Inc. 401(k) match · 2024
Employer contribution per active participant$1,720
Median for plans this size$2,416
2025$1,669 per active participant
2024$1,720 per active participant
2023$1,758 per active participant
2022$1,906 per active participant

Community Wholesale Tire Distributing, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA LIFE INSURANCE COMPANY · Recordkeeping · Loan processing$4,723
COMMERCE BANK · Investment advisory (plan)$47,067
KERBER ECK & BRAECKEL LLP · Accounting / audit$18,900

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Transamerica
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$77,440 · 0.47%
2024$70,690 · 0.44%
2023$61,732 · 0.44%
2022$57,095 · 0.43%
Same employer
Similar plansWholesale Trade · Missouri
Pro Food Systems, Inc. MO$17.8M · 0.40%
Ronnoco Coffee, LLC MO$17.3M · 0.52%
Regal Supply Company MO$17.2M · 0.57%
D & D Distributors, Lllp MO$14.4M · 0.37%
Mmci Holdings, Inc. MO$12.6M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430799202 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.