Plan Ledger DOL Form 5500 · updated monthly

Community State Bank401(k)

COMMUNITY STATE BANK 401(K) PLAN · ORBISONIA, PA · plan year 2024

Reported admin expense ratio · 2024
0.76%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Community State Bank reported $41,081 in plan administrative expenses for 2024: 0.76% of average plan assets, above the peer median. Employer contributions averaged $1,922 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.72% to 0.76%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Pennsylvania (2,822nd of 3,651), and 4,417th of 4,798 in finance & insurance. In 2024, employees put in $2.51 for every $1.00 the employer contributed; active participation has shrunk from 102 to 90 since 2022.

Plan summary
Net assets, end of year$5,493,828
Participants with balances103
Active participants90
Employer contributions$172,978
Employee contributions$434,292
Employer contribution per active participant$1,922
Average account balance$53,338
Benefits paid to participants$989,940
Plan auditUnmodified (clean) audit opinion
AuditorS.R. SNODGRASS, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$5.5M · 103 accts · $173K emplr
2023$5.3M · 117 accts · $157K emplr
2022$4.8M · 116 accts · $146K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,651
Investment management$13,430
Total administrative$41,081
The Community State Bank 401(k) match · 2024
Employer contribution per active participant$1,922
Median for plans this size$1,313
2024$1,922 per active participant
2023$1,544 per active participant
2022$1,428 per active participant

Community State Bank's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
BENEFIT PLANS ADMIN SERVICES · Recordkeeping · Custodial (securities)$27,651
CAMBRIDGE INVESTMENT RESEARCH, INC. · Investment advisory (plan)$13,430

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BENEFIT PLANS ADMIN SERVICES
2023BENEFIT PLANS ADMIN SERVICES

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$41,081 · 0.76%
2023$37,148 · 0.73%
2022$37,047 · 0.72%
Same employer
Similar plansFinance & Insurance · Pennsylvania
Centric Bank PA$6.1M · 0.10%
New Rez, LLC PA$5.4M · 0.04%
Ideal Concepts, Inc. PA$4.9M · 0.94%
Mainline Equity Partners PA$3.0M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231354306 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.