Plan Ledger DOL Form 5500 · updated monthly

Community Research Foundation403(b)

COMMUNITY RESEARCH FOUNDATION RETIREMENT SAVINGS PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Community Research Foundation reported $241,534 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,797 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.60% to 0.57%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,890th-largest of 9,483 plans among California employers on file, and the 2,005th of 11,911 in health care & social assistance. In 2024, employees put in $1.05 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$46,116,024
Participants with balances1,669
Active participants983
Employer contributions$2,749,326
Employee contributions$2,877,088
Employer contribution per active participant$2,797
Average account balance$27,631
Benefits paid to participants$3,788,139
Plan auditUnmodified (clean) audit opinion
AuditorHUTCHINSON & BLOODGOOD, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$46.1M · 1,669 accts · $2.7M emplr
2023$39.3M · 1,584 accts · $2.2M emplr
2022$32.9M · 1,497 accts · $2.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$166,609
Investment management$55,125
Audit (IQPA)$19,800
Total administrative$241,534
Employer contributions to the Community Research Foundation plan · 2024
Employer contribution per active participant$2,797
Median for plans this size$2,416
2024$2,797 per active participant
2023$2,319 per active participant
2022$2,293 per active participant

Community Research Foundation's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$166,610
PENSIONMARK FINANCIAL GROUP LLC · Investment advisory (plan)$55,125
HUTCHINSON AND BLOODGOOD LLP · Accounting / audit$19,800
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$241,534 · 0.57%
2023$217,025 · 0.60%
2022$181,599 · 0.60%
Same employer
Similar plansHealth Care & Social Assistance · California
Child Care Resource Center CA$47.4M · 0.02%
Momentum for Health CA$47.3M · 0.49%
Hoag Medical Group, Inc. CA$46.8M · 0.30%
Kabafusion Holdings, L.L.C. CA$45.4M · 0.89%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953248148 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.