Plan Ledger DOL Form 5500 · updated monthly

Community Dental Care401(k)

COMMUNITY DENTAL CARE 401(K) RETIREMENT PLAN · SAINT PAUL, MN · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Community Dental Care reported $85,162 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,275 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.52% to 0.57%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Minnesota (1,002nd of 1,918), and the 4,153rd of 11,911 in health care & social assistance. In 2024, employees put in $1.60 for every $1.00 the employer contributed; active participation has grown from 188 to 246 since 2022.

Plan summary
Net assets, end of year$16,845,228
Participants with balances307
Active participants246
Employer contributions$805,679
Employee contributions$1,290,381
Employer contribution per active participant$3,275
Average account balance$54,870
Benefits paid to participants$511,353
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.8M · 307 accts · $806K emplr
2023$13.3M · 270 accts · $394K emplr
2022$10.4M · 197 accts · $78K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$85,162
Total administrative$85,162
The Community Dental Care 401(k) match · 2024
Employer contribution per active participant$3,275
Median for plans this size$2,416
2024$3,275 per active participant
2023$1,782 per active participant
2022$413 per active participant

Community Dental Care's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$85,162
PRINCIPAL SECURITIES INC · Other servicesindirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$85,162 · 0.57%
2023$65,953 · 0.56%
2022$59,477 · 0.52%
Same employer
Similar plansHealth Care & Social Assistance · Minnesota
Knute Nelson MN$17.2M · 0.02%
People Incorporated MN$17.1M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043692982 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.