Plan Ledger DOL Form 5500 · updated monthly

Community Bancshares of Mississippi, Inc.ESOP

COMMUNITY BANCSHARES OF MISSISSIPPI, INC. EMPLOYEE STOCK OWNERSHIP PLAN · FLOWOOD, MS · plan year 2022

Reported admin expense ratio · 2022
0.20%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Community Bancshares of Mississippi, Inc. reported $173,129 in plan administrative expenses for 2022: 0.20% of average plan assets, above the peer median. Employer contributions averaged $5,454 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.22%. The plan sits in the $50M–$250M size bracket, benchmarked here against 9,341 comparable plans and shown alongside other management of companies employers. By assets it is the 33rd-largest of 367 plans among Mississippi employers on file, and the 216th of 786 in management of companies.

Plan summary
Net assets, end of year$87,996,219
Participants with balances926
Active participants706
Employer contributions$3,850,695
Employee contributions—
Employer contribution per active participant$5,454
Average account balance$95,028
Benefits paid to participants$3,758,348
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$80.5M · 986 accts · $3.1M emplr
2023$80.9M · 977 accts · $1.4M emplr
2022$88.0M · 926 accts · $3.9M emplr
Administrative expenses, itemized · 2022
Professional / advisory$173,129
Total administrative$173,129
Employer contributions to the Community Bancshares of Mississippi, Inc. plan · 2022
Employer contribution per active participant$5,454
Median for plans this size$3,449
2024$4,309 per active participant
2023$1,813 per active participant
2022$5,454 per active participant

Community Bancshares of Mississippi, Inc.'s 2022 employer contribution ran above the $3,449 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Recordkeeper by year2
2024ACUFF & ASSOCIATES, INC.
2023ACUFF & ASSOCIATES, INC.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$177,143 · 0.22%
2023$182,462 · 0.22%
2022$173,129 · 0.20%
Same employer
Similar plansManagement of Companies · Mississippi
Applied Underwriters, Inc. NE$94.0M · 0.11%
Baker Boyer Bancorp WA$91.6M · 0.09%
Equipment & Controls, Inc. PA$88.4M · 0.00%
Meruelo Enterprises, Inc. CA$87.9M · 0.46%
Simpson Door Company WA$85.5M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 640606241 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.