Plan Ledger DOL Form 5500 · updated monthly

Capital City Bank Group, Inc.401(k)

CAPITAL CITY BANK GROUP, INC. 401(K) PLAN · TALLAHASSEE, FL · plan year 2025

Reported admin expense ratio · 2025
0.14%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Capital City Bank Group, Inc. reported $100,686 in plan administrative expenses for 2025: 0.14% of average plan assets, above the peer median. Employer contributions averaged $2,998 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.31% to 0.14%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other management of companies employers. By assets it is the 366th-largest of 3,644 plans among Florida employers on file, and the 219th of 786 in management of companies. In 2025, employees put in $1.94 for every $1.00 the employer contributed; active participation has grown from 810 to 944 since 2022.

Plan summary
Net assets, end of year$86,255,024
Participants with balances1,187
Active participants944
Employer contributions$2,830,431
Employee contributions$5,483,011
Employer contribution per active participant$2,998
Average account balance$72,666
Benefits paid to participants$8,835,640
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$86.3M · 1,187 accts · $2.8M emplr
2024$56.8M · 1,008 accts · $1.9M emplr
2023$48.1M · 1,155 accts · $1.6M emplr
2022$42.0M · 1,155 accts · $1.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$75,186
Investment management$25,500
Total administrative$100,686
The Capital City Bank Group, Inc. 401(k) match · 2025
Employer contribution per active participant$2,998
Median for plans this size$4,093
2025$2,998 per active participant
2024$2,331 per active participant
2023$1,995 per active participant
2022$1,742 per active participant

Capital City Bank Group, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
WELLTH ADVISORY SERVICES LLC · Investment advisory (plan)$25,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$100,686 · 0.14%
2024$145,855 · 0.28%
2023$123,843 · 0.27%
2022$143,151 · 0.31%
Same employer
Similar plansManagement of Companies · Florida
Teco Energy, Inc. FL$1.1B · 0.02%
Brambles USA, Inc. FL$304.5M · 0.04%
Santafe Healthcare, Inc. FL$105.2M · 0.11%
Ares Holdings LLC FL$56.5M · 0.26%
Brph Companies, Inc. FL$55.9M · 0.54%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592273542 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.