Plan Ledger DOL Form 5500 · updated monthly

Commonwealth Dental Group401(k)

COMMONWEALTH DENTAL GROUP 401(K) RETIREMENT SAVINGS PLAN · LEXINGTON, KY · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Commonwealth Dental Group reported $67,683 in plan administrative expenses for 2024: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,801 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.45% to 0.51%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 373rd-largest of 871 plans among Kentucky employers on file, and the 4,570th of 11,911 in health care & social assistance. In 2024, employees put in $2.12 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,628,723
Participants with balances347
Active participants320
Employer contributions$576,238
Employee contributions$1,223,989
Employer contribution per active participant$1,801
Average account balance$42,158
Benefits paid to participants$879,361
Plan auditUnmodified (clean) audit opinion
AuditorFAULKNER, KING & WENZ, PSC
Plan history3
Yearassets · accounts · employer contribution
2024$14.6M · 347 accts · $576K emplr
2023$11.9M · 335 accts · $567K emplr
2022$8.6M · 308 accts · $556K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$65,079
Investment management$2,604
Total administrative$67,683
The Commonwealth Dental Group 401(k) match · 2024
Employer contribution per active participant$1,801
Median for plans this size$2,416
2024$1,801 per active participant
2023$1,816 per active participant
2022$1,873 per active participant

Commonwealth Dental Group's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment managementindirect comp
WILSHIRE ASSOCIATES, INC. (USA) · Investment advisory (participants)$2,604

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$67,683 · 0.51%
2023$50,086 · 0.49%
2022$38,940 · 0.45%
Same employer
Similar plansHealth Care & Social Assistance · Kentucky
One Pediatrics, PLLC KY$15.5M · 0.25%
Russell County Hospital KY$15.0M · 0.70%
Versant Dental, PLLC KY$14.7M · 0.33%
Winterwood, Inc. KY$13.0M · 0.60%

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Source: U.S. Department of Labor, Form 5500 series, EIN 851192504 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.