Plan Ledger DOL Form 5500 · updated monthly

Commerce Fabric Inc.401(k)

FABRIC 401(K) PLAN · SEATTLE, WA · plan year 2025

Reported admin expense ratio · 2025
0.44%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Commerce Fabric Inc. reported $30,374 in plan administrative expenses for 2025: 0.44% of average plan assets, below the peer median. Employer contributions averaged $9,787 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.21% to 0.44%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Washington (1,219th of 1,714), and 10,040th of 13,661 in manufacturing. In 2025, employees put in $2.31 for every $1.00 the employer contributed; active participation has shrunk from 97 to 30 since 2022.

Plan summary
Net assets, end of year$7,227,639
Participants with balances115
Active participants30
Employer contributions$293,617
Employee contributions$678,868
Employer contribution per active participant$9,787
Average account balance$62,849
Benefits paid to participants$1,597,437
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$7.2M · 115 accts · $294K emplr
2024$6.6M · 136 accts · $412K emplr
2023$5.4M · 151 accts · $469K emplr
2022$3.1M · 136 accts · $676K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$27,324
Investment management$3,050
Total administrative$30,374
The Commerce Fabric Inc. 401(k) match · 2025
Employer contribution per active participant$9,787
Median for plans this size$1,464
2025$9,787 per active participant
2024$5,887 per active participant
2023$6,007 per active participant
2022$6,972 per active participant

Commerce Fabric Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$27,324

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$30,374 · 0.44%
2024$35,757 · 0.60%
2023$20,848 · 0.49%
2022$4,716 · 0.21%
Similar plansManufacturing · Washington
Kanaway Seafoods, Inc. WA$7.4M · 0.07%
Usac Wa LLC WA$7.2M · 0.16%
Quickparts WA$7.1M · 0.66%
Umbra Cuscinetti, Inc. WA$6.9M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 824439019 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.