Plan Ledger DOL Form 5500 · updated monthly

Comfort Flow Heating, Co.401(k)

COMFORT FLOW HEATING, CO. 401(K) PROFIT SHARING PLAN · SPRINGFIELD, OR · plan year 2024

Reported admin expense ratio · 2024
1.02%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Comfort Flow Heating, Co. reported $110,859 in plan administrative expenses for 2024: 1.02% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,634 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.19% to 1.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 496th-largest of 1,021 plans among Oregon employers on file, and 2,818th of 5,337 in construction. In 2024, employees put in $2.40 for every $1.00 the employer contributed; active participation has grown from 139 to 181 since 2022.

Plan summary
Net assets, end of year$11,961,854
Participants with balances176
Active participants181
Employer contributions$295,729
Employee contributions$708,515
Employer contribution per active participant$1,634
Average account balance$67,965
Benefits paid to participants$146,004
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$12.0M · 176 accts · $296K emplr
2023$9.7M · 153 accts · $242K emplr
2022$7.8M · 146 accts · $222K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,311
Investment management$60,498
Total administrative$110,859
The Comfort Flow Heating, Co. 401(k) match · 2024
Employer contribution per active participant$1,634
Median for plans this size$2,416
2024$1,634 per active participant
2023$1,593 per active participant
2022$1,600 per active participant

Comfort Flow Heating, Co.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
CAPITAL GROUP RETIREMENT PLAN SERVI · Recordkeeping · Custodial (securities)$19,311
SAPIENT PRIVATE WEALTH MANAGEMENT · Investment advisory (plan) · Investment management$60,498
PRIME PENSIONS NORTHWEST, LLC · Loan processing · Other services$23,389

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CAPITAL GROUP RETIREMENT PLAN SERVI
2023CAPITAL GROUP RETIREMENT PLAN SERVI

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Administrative cost history3
2024$110,859 · 1.02%
2023$86,852 · 0.99%
2022$100,700 · 1.19%
Same employer
Similar plansConstruction · Oregon
Adroit Construction Co. Inc OR$14.3M · 0.44%
Stoner Electric, LLC OR$14.2M · 0.95%
Moore Excavation, Inc. OR$12.8M · 0.75%
Point Monitor Corporation OR$11.7M · 0.18%
DG3, Inc. dba Dallas Glass OR$11.7M · 0.40%
A Cut Above Exteriors, Inc. OR$10.1M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930592999 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.