Plan Ledger DOL Form 5500 · updated monthly

Colder's, Inc.401(k)

COLDER'S, INC. 401(K) PLAN · WEST ALLIS, WI · plan year 2023

Reported admin expense ratio · 2023
0.40%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Colder's, Inc. reported $36,361 in plan administrative expenses for 2023: 0.40% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.42% to 0.38%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Wisconsin (1,301st of 1,936), and 2,722nd of 5,215 in retail trade.

Plan summary
Net assets, end of year$9,525,157
Participants with balances144
Active participants135
Employer contributions$0
Employee contributions$424,333
Employer contribution per active participant$0
Average account balance$66,147
Benefits paid to participants$960,516
Plan auditUnmodified (clean) audit opinion
AuditorRHODA, SMITH & ASSOCIATES, SC
Plan history3
Yearassets · accounts · employer contribution
2024$9.5M · 142 accts
2023$9.5M · 144 accts
2022$8.8M · 149 accts
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$12,411
Investment management$16,165
Audit (IQPA)$7,785
Total administrative$36,361
The Colder's, Inc. 401(k) match · 2023
Employer contribution per active participant$0
Median for plans this size$1,308

Colder's, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20236
HARBOUR INVESTMENTS INC. · Investment advisory (plan)$10,800
RHODA, SMITH & ASSOCIATES, S.C. · Accounting / audit$7,785
BLUE CHIP RETIREMENT PLANS, INC. · Contract administrator$6,091
ENVESTNET RETIREMENT SOLUTIONS, LLC · Investment advisory (plan)$5,176
EMPOWER ADVISORY GROUP · Investment management$188

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$36,344 · 0.38%
2023$36,361 · 0.40%
2022$38,884 · 0.42%
Same employer
Similar plansRetail Trade · Wisconsin
The Konop Companies, Inc. WI$10.4M · 0.49%
Davians, Inc. WI$10.0M · 0.10%
Ken Vance Car City, Inc. WI$9.4M · 0.68%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391750149 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.