Plan Ledger DOL Form 5500 · updated monthly

Cold Spring Brewing Company401(k)

COLD SPRING BREWING COMPANY 401(K) PLAN · MOORESVILLE, NC · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Cold Spring Brewing Company reported $49,885 in plan administrative expenses for 2024: 0.37% of average plan assets, above the peer median. Employer contributions averaged $910 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 927th-largest of 2,005 plans among North Carolina employers on file, and 7,422nd of 13,661 in manufacturing. In 2024, employees put in $1.89 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,895,446
Participants with balances230
Active participants520
Employer contributions$473,454
Employee contributions$895,685
Employer contribution per active participant$910
Average account balance$60,415
Benefits paid to participants$2,238,606
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $226K emplr
2024$13.9M · 230 accts · $473K emplr
2023$12.9M · 251 accts · $512K emplr
2022$10.5M · 245 accts · $499K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$31,685
Investment management$18,200
Total administrative$49,885
The Cold Spring Brewing Company 401(k) match · 2024
Employer contribution per active participant$910
Median for plans this size$2,416
2024$910 per active participant
2023$996 per active participant
2022$940 per active participant

Cold Spring Brewing Company's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$12,500
EMPOWER ADVISORY GROUP, LLC · Investment management$5,700

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$49,885 · 0.37%
2023$46,140 · 0.39%
2022$42,739 · 0.39%
Same employer
Similar plansManufacturing · North Carolina
Scentair Technologies, Inc. NC$14.3M · 0.91%
Abco Automation, Inc. NC$14.3M · 0.07%
Chiron America, Inc. NC$14.0M · 0.42%
Liquidia Technologies, Inc. NC$13.8M · 0.09%
Qualicaps, Inc. NC$13.5M · 0.37%
Whitewood Industries, Inc. NC$13.4M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841391118 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.