Plan Ledger DOL Form 5500 · updated monthly

Cogency Global, Inc.401(k)

COGENCY GLOBAL, INC. 401(K) PLAN · NEW YORK, NY · plan year 2025

Reported admin expense ratio · 2025
0.33%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cogency Global, Inc. reported $147,781 in plan administrative expenses for 2025: 0.33% of average plan assets, above the peer median. Employer contributions averaged $3,898 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.40% to 0.33%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other information & media employers. By assets it is the 1,395th-largest of 5,648 plans among New York employers on file, and the 528th of 2,199 in information & media. In 2025, employees put in $1.68 for every $1.00 the employer contributed; active participation has grown from 297 to 400 since 2022.

Plan summary
Net assets, end of year$48,179,748
Participants with balances354
Active participants400
Employer contributions$1,559,102
Employee contributions$2,617,676
Employer contribution per active participant$3,898
Average account balance$136,101
Benefits paid to participants$2,668,767
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$48.2M · 354 accts · $1.6M emplr
2024$40.3M · 337 accts · $1.4M emplr
2023$34.6M · 330 accts · $1.3M emplr
2022$26.7M · 271 accts · $1.1M emplr
The Cogency Global, Inc. 401(k) match · 2025
Employer contribution per active participant$3,898
Median for plans this size$2,666
2025$3,898 per active participant
2024$3,645 per active participant
2023$3,559 per active participant
2022$3,818 per active participant

Cogency Global, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
COMMONWEALTH FINANCIAL NETWORK · Investment advisory (plan)$96,301
EMPOWER ADVISORY GROUP, LLC · Investment management$17,213

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$147,781 · 0.33%
2024$133,325 · 0.36%
2023$115,700 · 0.38%
2022$118,545 · 0.40%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 133246732 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.