Plan Ledger DOL Form 5500 · updated monthly

Cog Marketers, LTD401(k)

COG MARKETERS, LTD EMPLOYEES SAVINGS TRUST · ST. JOHNS, MI · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Cog Marketers, LTD reported $11,065 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,012 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 897th-largest of 2,619 plans among Michigan employers on file, and the 5,191st of 13,661 in manufacturing. In 2024, employees put in $1.39 for every $1.00 the employer contributed; active participation has grown from 118 to 133 since 2022.

Plan summary
Net assets, end of year$24,538,052
Participants with balances167
Active participants133
Employer contributions$932,627
Employee contributions$1,300,196
Employer contribution per active participant$7,012
Average account balance$146,934
Benefits paid to participants$965,199
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$24.5M · 167 accts · $933K emplr
2023$20.9M · 165 accts · $680K emplr
2022$18.8M · 162 accts · $696K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,065
Investment management$9,000
Total administrative$11,065
The Cog Marketers, LTD 401(k) match · 2024
Employer contribution per active participant$7,012
Median for plans this size$2,416
2024$7,012 per active participant
2023$5,484 per active participant
2022$5,895 per active participant

Cog Marketers, LTD's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LPL FINANCIAL, LLC · Investment advisory (plan)$9,000
JPMORGAN INVEST HOLDINGS LLC$2,065

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$11,065 · 0.05%
2023$23,732 · 0.12%
2022$21,632 · 0.11%
Same employer
Similar plansManufacturing · Michigan
Incoe Corporation MI$24.9M · 0.02%
Gonzalez Production Systems MI$24.7M · 0.01%
Aero Test Group MI$24.6M · 0.25%
Nagel Precision Inc MI$24.4M · 0.00%
Petoskey Plastics, Inc. MI$23.9M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382470646 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.