Plan Ledger DOL Form 5500 · updated monthly

Coastal Community Action, Inc.401(k)

EMPLOYEE BENEFIT PLAN OF COASTAL COMMUNITY ACTION, INC. · NEWPORT, NC · plan year 2025

Reported admin expense ratio · 2025
0.59%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Coastal Community Action, Inc. reported $30,633 in plan administrative expenses for 2025: 0.59% of average plan assets, above the peer median. Employer contributions averaged $1,731 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.05% to 0.59%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in North Carolina (1,426th of 2,005), and 7,719th of 11,911 in health care & social assistance. In 2025, employees put in $1.35 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,360,328
Participants with balances114
Active participants83
Employer contributions$143,640
Employee contributions$194,578
Employer contribution per active participant$1,731
Average account balance$47,020
Benefits paid to participants$591,790
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$5.4M · 114 accts · $144K emplr
2024$5.0M · 118 accts · $158K emplr
2023$4.7M · 161 accts · $110K emplr
2022$4.6M · 180 accts · $120K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$15,161
Investment management$15,472
Total administrative$30,633
The Coastal Community Action, Inc. 401(k) match · 2025
Employer contribution per active participant$1,731
Median for plans this size$1,464
2025$1,731 per active participant
2024$1,492 per active participant
2023$1,087 per active participant
2022$1,427 per active participant

Coastal Community Action, Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK · Recordkeeping · Loan processing$15,161
EDWARD D JONES & CO LP · Investment management$14,505

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$30,633 · 0.59%
2024$33,187 · 0.69%
2023$8,103 · 0.17%
2022$2,885 · 0.05%
Same employer
Similar plansHealth Care & Social Assistance · North Carolina
Fellowship Hall, Inc. NC$5.8M · 0.20%
Radeas LLC NC$5.1M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 566075606 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.