Plan Ledger DOL Form 5500 · updated monthly

Cmc, Inc.Profit-sharing plan

CMC, INC. 401(K) RETIREMENT PLAN · NICHOLASVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
1.40%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cmc, Inc. reported $39,306 in plan administrative expenses for 2024: 1.40% of average plan assets, higher than ~90% of peers. Employer contributions averaged $4,621 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 1.31% to 1.40%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Kentucky (718th of 871), and 4,512th of 5,337 in construction. In 2024, the employer put in $3.41 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$3,059,299
Participants with balances119
Active participants121
Employer contributions$559,193
Employee contributions$164,068
Employer contribution per active participant$4,621
Average account balance$25,708
Benefits paid to participants$501,039
Plan auditUnmodified (clean) audit opinion
AuditorRFH PLLC
Plan history2
Yearassets · accounts · employer contribution
2024$3.1M · 119 accts · $559K emplr
2023$2.6M · 123 accts · $471K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$22,355
Investment management$16,951
Total administrative$39,306
Employer contributions to the Cmc, Inc. plan · 2024
Employer contribution per active participant$4,621
Median for plans this size$1,313
2024$4,621 per active participant
2023$4,622 per active participant

Cmc, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MCF ADVISORS LLC · Investment advisory (plan)$16,951

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$39,306 · 1.40%
2023$30,566 · 1.31%
Same employer
Similar plansConstruction · Kentucky
M & L Electrical, Inc. KY$3.7M · 0.00%
Ranger Steel, Inc. KY$3.6M · 0.04%
Bristol Group, Inc. KY$2.4M · 0.43%
Hmc Service Company, Inc. KY$2.1M · 0.12%
Senture LLC KY$2.0M

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 610990480 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.