Plan Ledger DOL Form 5500 · updated monthly

Clinical & Support Options, Inc.403(b)

CLINICAL AND SUPPORT OPTIONS, INC. 403(B) PLAN · NORTHAMPTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Clinical & Support Options, Inc. reported $30,301 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $835 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Massachusetts (1,557th of 2,726), and the 1,305th of 3,341 in other services. In 2024, employees put in $1.95 for every $1.00 the employer contributed; active participation has grown from 571 to 771 since 2022.

Plan summary
Net assets, end of year$14,713,272
Participants with balances351
Active participants771
Employer contributions$644,025
Employee contributions$1,258,447
Employer contribution per active participant$835
Average account balance$41,918
Benefits paid to participants$1,455,333
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.7M · 351 accts · $644K emplr
2023$12.8M · 329 accts · $551K emplr
2022$10.6M · 293 accts · $465K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,878
Investment management$10,423
Total administrative$30,301
Employer contributions to the Clinical & Support Options, Inc. plan · 2024
Employer contribution per active participant$835
Median for plans this size$2,416
2024$835 per active participant
2023$852 per active participant
2022$815 per active participant

Clinical & Support Options, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PENSION CONSULTANTS, INC. · Contract administrator$3,219

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$30,301 · 0.22%
2023$19,878 · 0.17%
2022$21,122 · 0.20%
Same employer
Similar plansOther Services · Massachusetts
Way Finders, Inc. MA$14.2M · 0.04%
Harold Grinspoon Foundation MA$13.4M · 0.44%
Proteus Fund Inc. MA$13.0M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042206041 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.