Plan Ledger DOL Form 5500 · updated monthly

Cives Corporation401(k)

CIVES CORPORATION SAVINGS AND RETIREMENT PLAN · ALPHARETTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Cives Corporation reported $172,275 in plan administrative expenses for 2024: 0.19% of average plan assets, above the peer median. Employer contributions averaged $937 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.18% to 0.19%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 297th-largest of 2,160 plans among Georgia employers on file, and the 2,001st of 13,661 in manufacturing. In 2024, employees put in $4.36 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$92,613,562
Participants with balances1,416
Active participants1,255
Employer contributions$1,176,333
Employee contributions$5,128,740
Employer contribution per active participant$937
Average account balance$65,405
Benefits paid to participants$11,141,908
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$92.6M · 1,416 accts · $1.2M emplr
2023$87.9M · 1,409 accts · $1.1M emplr
2022$85.4M · 1,346 accts · $982K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$159,472
Audit (IQPA)$12,803
Total administrative$172,275
The Cives Corporation 401(k) match · 2024
Employer contribution per active participant$937
Median for plans this size$3,635
2024$937 per active participant
2023$880 per active participant
2022$852 per active participant

Cives Corporation's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$159,472
BENNETT THRASHER · Accounting / audit$12,803
HAZARD & SIEGEL INC · Other servicesindirect comp
HAZARD & SIEGEL AGENCY LLC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$172,275 · 0.19%
2023$154,884 · 0.18%
2022$165,483 · 0.18%
All plans at this employer2
CIVES CORPORATION SAVINGS AND RETIREMENT PLAN401(k)
CIVES CORPORATION EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 160955800 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.