Plan Ledger DOL Form 5500 · updated monthly

City Holding Company401(k)

CITY HOLDING COMPANY 401(K) PLAN AND TRUST · CROSS LANES, WV · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

City Holding Company reported $115,559 in plan administrative expenses for 2025: 0.11% of average plan assets, below the peer median. Employer contributions averaged $1,408 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.02% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other management of companies employers. By assets it is the 22nd-largest of 265 plans among West Virginia employers on file, and the 193rd of 786 in management of companies. In 2025, employees put in $2.77 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$107,982,627
Participants with balances1,108
Active participants940
Employer contributions$1,323,266
Employee contributions$3,661,032
Employer contribution per active participant$1,408
Average account balance$97,457
Benefits paid to participants$6,156,322
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$108.0M · 1,108 accts · $1.3M emplr
2024$96.2M · 1,110 accts · $1.3M emplr
2023$87.9M · 1,152 accts · $1.3M emplr
2022$77.1M · 1,242 accts · $1.1M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$115,559
Total administrative$115,559
The City Holding Company 401(k) match · 2025
Employer contribution per active participant$1,408
Median for plans this size$4,093
2025$1,408 per active participant
2024$1,358 per active participant
2023$1,303 per active participant
2022$1,228 per active participant

City Holding Company's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$115,559 · 0.11%
2024$102,325 · 0.11%
2023$94,330 · 0.11%
2022$16,021 · 0.02%
Same employer
Similar plansManagement of Companies · West Virginia
E.D. & F. Man Holdings, Inc. LA$117.0M · 0.04%
Atlantic Aviation Fbo Inc. TX$109.9M · 0.20%
Pvi Holdings, Inc. TX$107.8M · 0.20%
Dacotah Banks, Inc. SD$107.0M · 0.11%
Kindeva Drug Delivery L.P. MN$106.4M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 550619957 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.