Plan Ledger DOL Form 5500 · updated monthly

Citizen Auto Stage Company401(k)

CITIZEN AUTO STAGE COMPANY AND AFFILIATES PROFIT SHARING PLAN · NOGALES, AZ · plan year 2023

Reported admin expense ratio · 2023
0.81%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Citizen Auto Stage Company reported $44,624 in plan administrative expenses for 2023: 0.81% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,735 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.815%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Arizona (791st of 1,285), and 1,551st of 2,677 in transportation & warehousing. In 2023, the employer put in $1.10 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$5,613,849
Participants with balances84
Active participants68
Employer contributions$117,969
Employee contributions$106,777
Employer contribution per active participant$1,735
Average account balance$66,832
Benefits paid to participants$549,212
Plan auditUnmodified (clean) audit opinion
AuditorROBERTS GROUP CPAS, PLLC
Plan history2
Yearassets · accounts · employer contribution
2023$5.6M · 84 accts · $118K emplr
2022$5.3M · 105 accts · $116K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$20,320
Investment management$24,304
Total administrative$44,624
The Citizen Auto Stage Company 401(k) match · 2023
Employer contribution per active participant$1,735
Median for plans this size$1,308
2023$1,735 per active participant
2022$1,131 per active participant

Citizen Auto Stage Company's 2023 employer contribution ran above the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
CREATIVE PLANNING, INC. · Investment advisory (plan)$24,302
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$20,320

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$44,624 · 0.81%
2022$56,520 · 0.81%
Similar plansTransportation & Warehousing · Arizona
Cti, Inc. AZ$8.9M · 0.54%
Pink Jeep Tours, LLC AZ$7.9M · 0.23%
L.J. Leasing, Inc. AZ$5.6M · 1.19%
Ohlinger Industries, Inc. AZ$4.9M · 0.76%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860012070 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.