Plan Ledger DOL Form 5500 · updated monthly

Children's Home of Bradford, PA401(k)

BEACON LIGHT BEHAVIORAL HEALTH SYSTEMS RETIREMENT PLAN · BRADFORD, PA · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Children's Home of Bradford, PA reported $85,881 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $580 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.57%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,755th-largest of 3,651 plans among Pennsylvania employers on file, and the 4,284th of 11,911 in health care & social assistance. In 2024, employees put in $3.35 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,131,998
Participants with balances585
Active participants492
Employer contributions$285,344
Employee contributions$955,390
Employer contribution per active participant$580
Average account balance$27,576
Benefits paid to participants$1,062,132
Plan auditUnmodified (clean) audit opinion
AuditorZELENKOFSKE AXELROD, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$16.1M · 585 accts · $285K emplr
2023$14.1M · 546 accts · $301K emplr
2022$11.7M · 468 accts · $327K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$78,253
Investment management$7,628
Total administrative$85,881
The Children's Home of Bradford, PA 401(k) match · 2024
Employer contribution per active participant$580
Median for plans this size$2,416
2024$580 per active participant
2023$592 per active participant
2022$681 per active participant

Children's Home of Bradford, PA's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MUTUAL OF AMERICA SEC. CORP LLC · Recordkeeping · Loan processing$53,397
WILSHIRE ASSOCIATES INC. · Named fiduciary$7,628

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$85,881 · 0.57%
2023$71,566 · 0.56%
2022$10,595 · 0.08%
Same employer
Similar plansHealth Care & Social Assistance · Pennsylvania
Grace Inspired Ministries PA$16.3M · 0.54%
Laurel Eye Clinic Group PA$16.1M · 0.44%
Titusville Area Hospital PA$16.0M · 0.12%
Goodwill Keystone Area PA$16.0M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 250965291 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.