Plan Ledger DOL Form 5500 · updated monthly

Chestnut Dental Associates, P.C.401(k)

CHESTNUT DENTAL ASSOCIATES, P.C. PROFIT SHARING PLAN · NEEDHAM, MA · plan year 2025

Reported admin expense ratio · 2025
0.35%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Chestnut Dental Associates, P.C. reported $102,944 in plan administrative expenses for 2025: 0.35% of average plan assets, above the peer median. Employer contributions averaged $2,597 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.19% to 0.35%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 965th-largest of 2,726 plans among Massachusetts employers on file, and the 2,648th of 11,911 in health care & social assistance. In 2025, employees put in $2.31 for every $1.00 the employer contributed; active participation has grown from 125 to 139 since 2022.

Plan summary
Net assets, end of year$31,768,937
Participants with balances112
Active participants139
Employer contributions$360,980
Employee contributions$835,391
Employer contribution per active participant$2,597
Average account balance$283,651
Benefits paid to participants$1,085,419
Plan auditUnmodified (clean) audit opinion
AuditorWALDRON H. RAND & COMPANY, P.C.
Plan history4
Yearassets · accounts · employer contribution
2025$31.8M · 112 accts · $361K emplr
2024$27.5M · 122 accts · $381K emplr
2023$25.5M · 128 accts · $378K emplr
2022$21.1M · 119 accts · $346K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$34,872
Investment management$56,841
Trustee / custodial$11,231
Total administrative$102,944
The Chestnut Dental Associates, P.C. 401(k) match · 2025
Employer contribution per active participant$2,597
Median for plans this size$2,666
2025$2,597 per active participant
2024$2,758 per active participant
2023$2,780 per active participant
2022$2,772 per active participant

Chestnut Dental Associates, P.C.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
SENTINEL BENEFITS GROUP, LLC · Recordkeeping · Loan processing$34,872
SENTINEL PENSION ADVISORS · Investment advisory (plan)$56,841
NATIONAL FINANCIAL SERVICES LLC · Custodial (securities)$11,231

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Sentinel Group
2024Sentinel Group
2023Sentinel Group

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$102,944 · 0.35%
2024$71,410 · 0.27%
2023$39,324 · 0.17%
2022$44,046 · 0.19%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
Woburn Pediatric Associates MA$33.4M · 0.00%
Franciscan Children's MA$32.6M · 0.02%
Editas Medicine, Inc. MA$32.2M · 0.04%
St. Ann's Home, Inc. MA$31.6M · 0.31%
Valley Medical Group, P.C. MA$31.4M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042629568 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.