Plan Ledger DOL Form 5500 · updated monthly

Chemstream, Inc.401(k)

CHEMSTREAM, INC. 401(K) PLAN · HOMER CITY, PA · plan year 2024

Reported admin expense ratio · 2024
0.36%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Chemstream, Inc. reported $52,286 in plan administrative expenses for 2024: 0.36% of average plan assets, above the peer median. Employer contributions averaged $4,064 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.46% to 0.36%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 1,749th-largest of 3,651 plans among Pennsylvania employers on file, and the 6,753rd of 13,661 in manufacturing. In 2024, employees put in $1.40 for every $1.00 the employer contributed; active participation has grown from 197 to 248 since 2022.

Plan summary
Net assets, end of year$16,216,348
Participants with balances253
Active participants248
Employer contributions$1,007,988
Employee contributions$1,415,474
Employer contribution per active participant$4,064
Average account balance$64,096
Benefits paid to participants$1,130,924
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.2M · 253 accts · $1.0M emplr
2023$12.4M · 236 accts · $1.0M emplr
2022$9.8M · 178 accts · $728K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,898
Investment management$98
Total administrative$52,286
The Chemstream, Inc. 401(k) match · 2024
Employer contribution per active participant$4,064
Median for plans this size$2,416
2024$4,064 per active participant
2023$5,000 per active participant
2022$3,694 per active participant

Chemstream, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIRST NATIONAL TRUST COMPANY · Investment advisory (plan)$38,290
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$13,897

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$52,286 · 0.36%
2023$45,108 · 0.41%
2022$45,383 · 0.46%
Same employer
Similar plansManufacturing · Pennsylvania
Kvk-Tech, Inc. PA$16.6M · 0.13%
Dyco, Inc. PA$16.6M · 0.54%
Vari Corporation PA$16.2M · 0.34%
Ussc Acquisition Corp. PA$16.1M · 0.51%
Nielsen-Kellerman Co. PA$16.1M · 0.03%
Befesa Zinc US Inc. PA$16.0M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232909677 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.