Plan Ledger DOL Form 5500 · updated monthly

Charles L. Crane Agency Company401(k)

CHARLES L. CRANE AGENCY COMPANY 401(K) PLAN · CHESTERFIELD, MO · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Charles L. Crane Agency Company reported $122,245 in plan administrative expenses for 2024: 0.26% of average plan assets, below the peer median. Employer contributions averaged $5,971 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.43% to 0.26%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 333rd-largest of 1,393 plans among Missouri employers on file, and the 1,737th of 4,798 in finance & insurance. In 2024, employees put in $1.42 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$47,676,646
Participants with balances226
Active participants231
Employer contributions$1,379,400
Employee contributions$1,952,299
Employer contribution per active participant$5,971
Average account balance$210,959
Benefits paid to participants$6,788,778
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$47.7M · 226 accts · $1.4M emplr
2023$45.4M · 272 accts · $1.4M emplr
2022$39.4M · 276 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$48,080
Investment management$73,955
Total administrative$122,245
The Charles L. Crane Agency Company 401(k) match · 2024
Employer contribution per active participant$5,971
Median for plans this size$2,416
2024$5,971 per active participant
2023$5,877 per active participant
2022$5,226 per active participant

Charles L. Crane Agency Company's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
CAPITAL STRATEGIES INVESTMENT GROUP · Investment advisory (plan)$73,955
EMPOWER FINANCIAL SERVICES, INC. · Securities brokerage$200

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$122,245 · 0.26%
2023$106,014 · 0.25%
2022$191,813 · 0.43%
Same employer
Similar plansFinance & Insurance · Missouri
Together Credit Union MO$52.4M · 0.09%
Bank of Washington MO$47.0M · 0.04%
Delta Dental of Missouri MO$46.0M · 0.15%
Nodaway Valley Bank MO$40.0M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431394059 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.