Plan Ledger DOL Form 5500 · updated monthly

Cf Industries Holdings, Inc.401(k)

CF INDUSTRIES HOLDINGS, INC. 401(K) PLAN · NORTHBROOK, IL · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Cf Industries Holdings, Inc. reported $159,794 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $13,554 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.020% to 0.024%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other manufacturing employers. By assets it is the 123rd-largest of 3,702 plans among Illinois employers on file, and the 439th of 13,661 in manufacturing. In 2024, the employer put in $1.08 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$695,671,098
Participants with balances2,761
Active participants2,232
Employer contributions$30,252,382
Employee contributions$27,980,745
Employer contribution per active participant$13,554
Average account balance$251,963
Benefits paid to participants$65,484,316
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$695.7M · 2,761 accts · $30.3M emplr
2023$612.9M · 2,664 accts · $27.0M emplr
2022$518.5M · 2,647 accts · $13.4M emplr
Administrative expenses, itemized · 2024
Investment management$159,794
Total administrative$159,794
The Cf Industries Holdings, Inc. 401(k) match · 2024
Employer contribution per active participant$13,554
Median for plans this size$4,294
2024$13,554 per active participant
2023$12,772 per active participant
2022$6,556 per active participant

Cf Industries Holdings, Inc.'s 2024 employer contribution ran above the $4,294 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$228,788
FIDELITY INV. INST. OPS. CO. LLC · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$159,794 · 0.02%
2023$90,739 · 0.02%
2022$114,447 · 0.02%
Same employer
Similar plansManufacturing · Illinois
Lsc Communications, LLC IL$968.2M · 0.15%
Idex Corporation IL$962.2M · 0.07%
McCain Foods USA, Inc. IL$724.1M · 0.08%
Panduit Corp. IL$692.2M · 0.01%
Ingredion Incorporated IL$650.9M · 0.05%
Prairie Farms Dairy, Inc. IL$637.5M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202697511 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.