Plan Ledger DOL Form 5500 · updated monthly

Certain Affinity, Inc.401(k)

CERTAIN AFFINITY 401(K) PLAN · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.28%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Certain Affinity, Inc. reported $55,474 in plan administrative expenses for 2024: 0.28% of average plan assets, below the peer median. Employer contributions averaged $790 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.31% to 0.28%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,942nd-largest of 5,688 plans among Texas employers on file, and the 5,326th of 11,654 in professional & technical services. In 2024, employees put in $13.39 for every $1.00 the employer contributed; active participation has shrunk from 181 to 143 since 2022.

Plan summary
Net assets, end of year$21,249,013
Participants with balances213
Active participants143
Employer contributions$112,910
Employee contributions$1,511,564
Employer contribution per active participant$790
Average account balance$99,761
Benefits paid to participants$1,764,478
Plan auditUnmodified (clean) audit opinion
AuditorBAUER & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$21.2M · 213 accts · $113K emplr
2023$18.4M · 229 accts · $470K emplr
2022$15.1M · 225 accts · $436K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,473
Investment management$12,000
Audit (IQPA)$9,900
Total administrative$55,474
The Certain Affinity, Inc. 401(k) match · 2024
Employer contribution per active participant$790
Median for plans this size$2,416
2024$790 per active participant
2023$2,626 per active participant
2022$2,407 per active participant

Certain Affinity, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
REGIONS BANK · Investment advisory (plan)$27,000
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$18,574
BAUER & COMPANY · Accounting / audit$9,900

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$55,474 · 0.28%
2023$38,767 · 0.23%
2022$51,178 · 0.31%
Same employer
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Mj Management, LLC TX$21.3M · 0.23%
Hearing Lab Technology, LLC TX$21.2M · 0.39%
Crossover Markets LLC TX$21.2M · 0.47%
Capitol Services, Inc. TX$21.1M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 352612895 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.