Plan Ledger DOL Form 5500 · updated monthly

Century Fire Protection, LLC401(k)

CENTURY FIRE PROTECTION 401(K) PLAN · DULUTH, GA · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Century Fire Protection, LLC reported $95,951 in plan administrative expenses for 2024: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $917 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.26% to 0.51%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 845th-largest of 2,160 plans among Georgia employers on file, and the 1,957th of 5,337 in construction. In 2024, employees put in $2.49 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$20,988,448
Participants with balances754
Active participants961
Employer contributions$880,844
Employee contributions$2,188,952
Employer contribution per active participant$917
Average account balance$27,836
Benefits paid to participants$2,049,901
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.0M · 754 accts · $881K emplr
2023$16.7M · 333 accts · $430K emplr
2022$12.8M · 311 accts · $379K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$71,745
Investment management$24,206
Total administrative$95,951
The Century Fire Protection, LLC 401(k) match · 2024
Employer contribution per active participant$917
Median for plans this size$2,416
2024$917 per active participant
2023$533 per active participant
2022$432 per active participant

Century Fire Protection, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
PRINCIPAL LIFE INSURANCE · Contract administrator · Loan processing$63,747
PRINCIPAK SECURITIES · Investment advisory (plan) · Other services$24,206
THE RETIREMENT ADVANTAGE · Contract administrator · Other services$9,818
ERISA SERVICES, INC · Contract administrator · Other services$6,175
WILSHORE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$95,951 · 0.51%
2023$36,365 · 0.25%
2022$34,971 · 0.26%
Same employer
Similar plansConstruction · Georgia
Allison-Smith Company, LLC GA$21.4M · 0.28%
The Conlan Company GA$21.4M · 0.09%
Reinicke Athens Inc. GA$21.3M · 0.53%
Americas Home Place, Inc. GA$20.7M · 0.57%
Reeves Young, LLC GA$19.6M · 0.67%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200260469 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.