Plan Ledger DOL Form 5500 · updated monthly

Central Bancompany401(k)

CENTRAL BANCOMPANY TAX REDUCTION THRIFT 401(K) PLAN · JEFFERSON CITY, MO · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Central Bancompany reported $335,273 in plan administrative expenses for 2024: 0.09% of average plan assets, above the peer median. Employer contributions averaged $4,195 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.09%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other management of companies employers. By assets it is the 72nd-largest of 1,393 plans among Missouri employers on file, and the 99th of 786 in management of companies. In 2024, employees put in $1.37 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$400,674,775
Participants with balances4,250
Active participants2,893
Employer contributions$12,136,310
Employee contributions$16,660,342
Employer contribution per active participant$4,195
Average account balance$94,276
Benefits paid to participants$36,218,932
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$400.7M · 4,250 accts · $12.1M emplr
2023$351.7M · 4,108 accts · $13.9M emplr
2022$295.6M · 4,023 accts · $13.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$285,598
Investment management$49,675
Total administrative$335,273
The Central Bancompany 401(k) match · 2024
Employer contribution per active participant$4,195
Median for plans this size$4,294
2024$4,195 per active participant
2023$4,867 per active participant
2022$4,807 per active participant

Central Bancompany's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
ADP, INC. · Loan processing · Recordkeeping$280,589
RESOURCES INVESTMENT ADVISORS, INC. · Recordkeeping · Pension consulting$72,049
BKD, LLP · Recordkeeping · Pension consulting$16,034
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, BKD, LLP, RESOURCES INVESTMENT ADVISORS, INC.
2023ADP, BKD, LLP, RESOURCES INVESTMENT ADVISORS, INC.

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Administrative cost history3
2024$335,273 · 0.09%
2023$342,626 · 0.11%
2022$353,260 · 0.11%
Same employer
Similar plansManagement of Companies · Missouri
Energizer Holdings, Inc. MO$585.2M · 0.08%
Maritz Holdings Inc. MO$465.5M · 0.05%
Kansas City Southern MO$192.3M · 0.07%
Alberici Corporation MO$181.8M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430959114 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.