Plan Ledger DOL Form 5500 · updated monthly

Cellular Sales of Knoxville, Inc.401(k)

CELLULAR SALES OF KNOXVILLE, INC. 401(K) PLAN · KNOXVILLE, TN · plan year 2025

Reported admin expense ratio · 2025
0.23%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Cellular Sales of Knoxville, Inc. reported $231,826 in plan administrative expenses for 2025: 0.23% of average plan assets, higher than ~75% of peers. Employer contributions averaged $576 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.25% to 0.23%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other retail trade employers. By assets it is the 152nd-largest of 1,496 plans among Tennessee employers on file, and the 342nd of 5,215 in retail trade. In 2025, employees put in $3.83 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$111,743,158
Participants with balances1,970
Active participants4,515
Employer contributions$2,600,000
Employee contributions$9,953,676
Employer contribution per active participant$576
Average account balance$56,722
Benefits paid to participants$9,014,596
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$111.7M · 1,970 accts · $2.6M emplr
2024$90.7M · 1,981 accts · $2.6M emplr
2023$72.8M · 1,989 accts · $2.5M emplr
2022$54.1M · 1,858 accts · $2.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$45,523
Investment management$186,303
Total administrative$231,826
The Cellular Sales of Knoxville, Inc. 401(k) match · 2025
Employer contribution per active participant$576
Median for plans this size$4,093
2025$576 per active participant
2024$575 per active participant
2023$547 per active participant
2022$546 per active participant

Cellular Sales of Knoxville, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
RAYMOND JAMES & ASSOCIATES, INC. · Investment advisory (plan)$186,303
TENNESSEE PENSION ADMINISTRATORS · Contract administrator$31,059
CAPITAL GROUP RETIREMENT PLAN SRVS$14,464

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$231,826 · 0.23%
2024$202,069 · 0.25%
2023$150,921 · 0.24%
2022$140,786 · 0.25%
Similar plansRetail Trade · Tennessee
Pilot Travel Centers, LLC TN$506.9M · 0.21%
Delek US Holdings, Inc. TN$392.1M · 0.06%
Genesco Inc. TN$190.2M · 0.02%
Tom James Company TN$126.2M · 0.20%
Truckpro, LLC TN$54.4M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621519339 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.