Plan Ledger DOL Form 5500 · updated monthly

Cedar Holdings Inc.401(k)

CEDAR HOLDINGS INC. 401(K) PLAN · WARSAW, IN · plan year 2023

Reported admin expense ratio · 2023
0.46%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cedar Holdings Inc. reported $30,337 in plan administrative expenses for 2023: 0.46% of average plan assets, below the peer median. Employer contributions averaged $3,324 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.48% to 0.59%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Indiana (1,002nd of 1,562), and 4,193rd of 4,798 in finance & insurance. In 2023, employees put in $1.43 for every $1.00 the employer contributed; active participation has grown from 158 to 178 since 2022.

Plan summary
Net assets, end of year$7,786,647
Participants with balances165
Active participants178
Employer contributions$591,712
Employee contributions$844,736
Employer contribution per active participant$3,324
Average account balance$47,192
Benefits paid to participants$225,117
Plan auditUnmodified (clean) audit opinion
AuditorBADEN GAGE AND SCHROEDER, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$6.4M · 102 accts · $451K emplr
2023$7.8M · 165 accts · $592K emplr
2022$5.4M · 149 accts · $520K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$30,337
Total administrative$30,337
The Cedar Holdings Inc. 401(k) match · 2023
Employer contribution per active participant$3,324
Median for plans this size$1,308
2024$6,449 per active participant
2023$3,324 per active participant
2022$3,289 per active participant

Cedar Holdings Inc.'s 2023 employer contribution ran above the $1,308 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$41,767 · 0.59%
2023$30,337 · 0.46%
2022$25,557 · 0.48%
Same employer
Similar plansFinance & Insurance · Indiana
State Bank IN$8.8M · 0.31%
Ffw Corporation IN$8.0M · 0.25%
North Salem State Bank IN$6.5M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 274402398 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.