Plan Ledger DOL Form 5500 · updated monthly

Cass Information Systems, Inc.401(k)

CASS INFORMATION SYSTEMS, INC. 401(K) PLAN · ST. LOUIS, MO · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Cass Information Systems, Inc. reported $140,307 in plan administrative expenses for 2025: 0.11% of average plan assets, below the peer median. Employer contributions averaged $4,391 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.03% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other information & media employers. By assets it is the 149th-largest of 1,393 plans among Missouri employers on file, and the 249th of 2,199 in information & media. In 2025, employees put in $1.69 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$139,608,321
Participants with balances1,106
Active participants888
Employer contributions$3,898,809
Employee contributions$6,582,122
Employer contribution per active participant$4,391
Average account balance$126,228
Benefits paid to participants$15,829,632
Plan auditUnmodified (clean) audit opinion
AuditorLBMC, PC
Plan history4
Yearassets · accounts · employer contribution
2025$139.6M · 1,106 accts · $3.9M emplr
2024$123.5M · 1,210 accts · $4.0M emplr
2023$106.6M · 1,244 accts · $5.2M emplr
2022$87.6M · 1,173 accts · $5.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$140,307
Total administrative$140,307
The Cass Information Systems, Inc. 401(k) match · 2025
Employer contribution per active participant$4,391
Median for plans this size$4,093
2025$4,391 per active participant
2024$3,827 per active participant
2023$4,936 per active participant
2022$5,121 per active participant

Cass Information Systems, Inc.'s 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$140,307
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$140,307 · 0.11%
2024$99,911 · 0.09%
2023$31,745 · 0.03%
2022$27,448 · 0.03%
Same employer
Similar plansInformation & Media · Missouri
Trusted Media Brands, Inc. NY$142.4M · 0.18%
Constant Contact, Inc. MA$142.0M · 0.09%
Solarwinds Inc TX$141.1M · 0.04%
Cargurus, Inc. MA$138.4M · 0.14%
Gogo Inc. CO$137.8M · 0.07%
Auctane Inc TX$137.2M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431265338 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.