Plan Ledger DOL Form 5500 · updated monthly

Cascade Utilities, Inc.401(k)

CASCADE UTILITIES, INC. AND AFFILIATED COMPANIES SALARY SAVINGS PLAN · ESTACADA, OR · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cascade Utilities, Inc. reported $57,402 in plan administrative expenses for 2024: 0.17% of average plan assets, below the peer median. Employer contributions averaged $1,133 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.17%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other information & media employers. By assets it is the 247th-largest of 1,021 plans among Oregon employers on file, and the 687th of 2,199 in information & media. In 2024, employees put in $3.24 for every $1.00 the employer contributed; active participation has grown from 503 to 612 since 2022.

Plan summary
Net assets, end of year$35,875,039
Participants with balances468
Active participants612
Employer contributions$693,574
Employee contributions$2,247,321
Employer contribution per active participant$1,133
Average account balance$76,656
Benefits paid to participants$4,925,520
Plan auditUnmodified (clean) audit opinion
AuditorALDRICH CPAS ADVISORS LLP
Plan history3
Yearassets · accounts · employer contribution
2024$35.9M · 468 accts · $694K emplr
2023$32.9M · 455 accts · $676K emplr
2022$27.7M · 448 accts · $639K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$44,928
Trustee / custodial$12,474
Total administrative$57,402
The Cascade Utilities, Inc. 401(k) match · 2024
Employer contribution per active participant$1,133
Median for plans this size$2,416
2024$1,133 per active participant
2023$1,302 per active participant
2022$1,271 per active participant

Cascade Utilities, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NWPS, INC · Contract administrator · Recordkeeping$44,928
CHARLES SCHWAB BANK · Custodial (securities)$12,474

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NWPS
2023NWPS

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Administrative cost history3
2024$57,402 · 0.17%
2023$49,702 · 0.16%
2022$48,594 · 0.16%
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Source: U.S. Department of Labor, Form 5500 series, EIN 930163010 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.