Plan Ledger DOL Form 5500 · updated monthly

Carolinas Pathology Group, P.A.401(k)

CAROLINAS PATHOLOGY GROUP, P.A. PROFIT SHARING PLAN · CHARLOTTE, NC · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Carolinas Pathology Group, P.A. reported $193,054 in plan administrative expenses for 2024: 0.42% of average plan assets, above the peer median. Employer contributions averaged $4,060 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.48% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 381st-largest of 2,005 plans among North Carolina employers on file, and the 1,902nd of 11,911 in health care & social assistance. In 2024, employees put in $2.00 for every $1.00 the employer contributed; active participation has grown from 110 to 133 since 2022.

Plan summary
Net assets, end of year$49,102,608
Participants with balances166
Active participants133
Employer contributions$539,973
Employee contributions$1,080,506
Employer contribution per active participant$4,060
Average account balance$295,799
Benefits paid to participants$2,225,799
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$49.1M · 166 accts · $540K emplr
2023$43.3M · 153 accts · $1.6M emplr
2022$38.5M · 140 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,282
Investment management$143,017
Total administrative$193,054
The Carolinas Pathology Group, P.A. 401(k) match · 2024
Employer contribution per active participant$4,060
Median for plans this size$2,416
2024$4,060 per active participant
2023$13,135 per active participant
2022$13,141 per active participant

Carolinas Pathology Group, P.A.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202410
ONEAMERICA RETIREMENT SERVICES · Recordkeeping · Loan processing$26,282
CHARLES SCHWAB · Investment advisory (plan)$73,099
MERRILL LYNCH · Investment advisory (plan)$25,707
WELLS FARGO ADVISORS · Investment advisory (plan)$21,316
PROVIDENCE CAPITAL ADVISORS · Investment advisory (plan)$12,880
HARBOR CAPITAL MANAGEMENT INC. · Investment advisory (plan)$10,300
MORGAN STANLEY · Investment advisory (plan)$8,007
RBC WEALTH MANAGEMENT · Investment advisory (plan)$6,242
HARDY REED/FIDELITY · Investment advisory (plan)$6,241
MATRIX TRUST COMPANY · Custodial · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$193,054 · 0.42%
2023$187,029 · 0.46%
2022$204,208 · 0.48%
Same employer
Similar plansHealth Care & Social Assistance · North Carolina
Kernodle Clinic, Inc. NC$47.0M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 560986500 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.